MMTI Theses and Dissertations (2020)

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    A Centralized credit scoring prototype for micro lending institutions in Kenya
    (Strathmore University, 2020-06) Karingithi, Law Maina
    Microlending involves giving small loans to people in need. Usually, these loans are issued to entrepreneurs or those who need extra cash to either expand their businesses or for personal use. Digital lending is becoming a leading source of credit especially to low-income citizens with minimal or no financial footprints in Kenya and other parts of the world. It has quickly become the default way for lenders to service loan requests from borrowers due to the convenience it brings about as well as the increased number of requests that can be processed compared to the traditional way that required quite an amount of paper work. As the number of lending companies grows, there is the need to standardize the credit scoring process and maintain an updated credit activity log for every user. This ensures that lenders are always aware of any other unsettled debts a borrower might have and provides them with the most recent information to assess the risk they face by lending to a borrower. The proposed solution which is a representational state transfer (REST) based web service allows lenders to submit details of loans they have approved and issued to a borrower. The information is used to generate and keep track of the user’s credit score and amount of risk lenders face should they consider to lend to the user. Agile development methodology was used to develop a robust credit scoring prototype and an Android mobile application. The final prototype was tested to ensure that the requirements were met and the functionality working as required. Results of the tests showed the system was able to generate user credit scores and differentiate between good and bad borrowers at an accuracy level of 92%. The average response time for querying a user’s credit score was slightly below a second and this allows lenders to get a response form the system almost instantly. During tests conducted, no system failure or downtime was experienced.
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    A Mobile based peer to peer car sharing application
    (Strathmore University, 2020-04) Nzuki, Samson Ndambuki
    This research was aimed at providing a suitable solution for vehicle owners to share their vehicles when not in use as well as provide renters with a vehicle for short trips. Research indicated that private cars were idle for a majority of the time. It also aimed at solving the problems caused by an increase in private vehicles in urban areas by reducing the need to purchase additional vehicles. Information gathered from the potential users led to the formulation of requirements and implementation of a suitable solution. The mobile application and Web based backend was then developed according to the requirements and tested to ensure it worked as expected.
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    A Mobile application for fast-tracking the investigation of criminal activities and filed complaints: a case study of National Police Service
    (Strathmore University, 2020) Ronoh, Florah Jepkosgei
    Technology is widely recognized as the key to National Development. Notably, the existence and evolution of technology is a necessity to socio-economic growth and productivity as well as high secure quality life. The study investigated the extent to which the system of managing crucial security data in National Security Forces is effective. The effectiveness, in this case, related to criminal investigations and management of vital security data in as far as the police and maintenance of law and order are concerned. In practice, investigation officers mainly depend on the information that is obtained from various sources to aid investigations. Usually, there is an overall delay in the investigation process if no information about a suspect or a scene of illegality is in place. A lot of manual recording and very improper ways of storing and capturing data contributes a lot to loss of information about the same. Therefore, this leads to the existence of several unsolved crimes and complaints. This study sought to find out how to integrate technology into the criminal investigation department of National Police Service to improve their service delivery in terms fast tracking the investigation of criminal activities and filed complaints. The study used both qualitative and quantitative methods to collect data. The proposed system was developed and tested on the Android platform combined with an analytical backend for post manipulation of the mobile application information by an administrator. Usability testing was carried out to ascertain the user friendliness of the system and how a new user interacts with the system; whether they experience ease of use or not. The end result was a mobile application that helps the criminal investigation department fast-track the investigation process of criminal activities and complaints filed eliminating the issue of lack of seamless tracking in the process of investigating a crime.
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    A Blockchain-based prototype for car registration
    (Strathmore University, 2020) Njoroge, Nikita Thuo
    Vehicle registration is an important exercise as it assists various departments including motor vehicle authorities, the police and tax authorities to make use of vehicle registration details for purposes of determining legitimate vehicle owners. Various methods including mobile and web technologies have been adopted in the registration of motor vehicles. However, inconsistencies have always emerged in the vehicle ownership details. Current vehicle registration systems have not been able to mitigate against the threat of tampering with vehicle owners’ details or at least keep track of the fraudulent transactions in the system. This has informed the need to review the current motor vehicle registration systems as well as the challenges faced in the registration of vehicle ownership details. Based on the weaknesses of the current systems this research focused on developing a prototype based on the blockchain technology that ensured there was proper trail of all the transactions that were performed in the system including vehicle registration, transfer of vehicle ownership as well as confirmation of ownership transfer. The proposed development of the product adopted agile methodology in its software development lifecycle. With known participants needed in a vehicle registration system, the study established that a permissioned blockchain was best suited to create the blockchain network. Hyper ledger Fabric framework was therefore used to create the blockchain network, the reason being it is an enterprise grade, permissioned, distributed ledger technology platform for use in enterprise contexts. This means Hyper ledger Fabric offers features that are required or essential in enterprise applications. Android platform was used for development of the mobile application and Angular JS used for the web portal. The tests done on the prototype were functional testing with 70% of the test cases indicating satisfied. Usability testing with 85% of the responses indicating that the system was user friendly. Finally, compatibility testing with the mobile application running efficiently on most of the Android versions and the web application was compatible with the major web browsers, Internet Explorer version 4 and above, Mozilla Firefox version 4 and above and Google chrome on all versions.