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Conferences / Workshops / Seminars + Documents and Proceedings of Conferences, Seminars, Workshops (and more) held at Strathmore UniversityDigital Archives Assorted collections of resources covering various subject themes contributed by Faculty and Library StaffExamsBank Past examinations grouped according to the Programme of StudyReports / Policies + Public reports and policy documentsResearch / Researchers / Publications Researcher Profiles / Conference presentations / Published research articles / Faculty and Corporate research outputs
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Publication
The Role of government in enhancing economic oppurtunities for women
(Strathmore University Business School, 2024) Strathmore Business School
The Growth and Economic Opportunities for Women (GrOW) East Africa initiative seeks to spur transformative change to advance gender equality in the world of work. GrOW East Africa is a partnership between the Bill & Melinda Gates Foundation, The William and Flora Hewlett foundation, and Canada's International Development Research Centre. GrOW East Africa funded a research project by Strathmore Business School on Enhancing the effectiveness of government procurement programs in achieving women's economic empowerment in Kenya.
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Analysis of the drivers of financial performance of development financial institutions in Kenya
(Strathmore University, 2024) Katsenga, R. M.
The Development Financial Institutions are a critical nerve Centre to the economic growth of any country. The financial performance of Development Finance Institutions in Kenya over the last twenty years has not been performing according to the stakeholder expectations. DFI’s in Kenya had failed to provide a sustainable long-term finance to the industrial sector and the agricultural sector. This was evidenced by credit being allocated on the basis of political and social concerns, lack of effective and efficient incentives to collect. Studies on these development institutions have remained scanty with those that have attempted having varying outcomes thus making it difficult to provide a guide to policy formulation in Kenya. The purpose of the study was to analyse the drivers of financial performance of Development Financial Institutions (DFIs) in Kenya. The driver of financial performance considered in the investigation included asset quality, management efficiency and liquidity management in Kenya. The survey made use of census approach to arrive at five Development Finance Institutions employed in the investigation. Relying on information of the financial audited reports of these institutions, the data was retrieve spanning over the period 2012/2013 to 2019/2020. Laying the theoretical foundation for the study was the theoretical postulations of the CAMEL model and the Liquidity Preference Theory. The outcomes of the investigations were reached owing to the credit accorded to the descriptive and regression techniques with the outcomes presented in tables. The outcome uncovered that asset quality is a significant and negative driver of Development Finance Institutions’ financial performance; management efficiency was unfolded as a positively and significant driver of Kenyan Development Finance Institutions financial performance; while liquidity management was reported to be a significantly positive driver of Development Finance Institutions financial performance in Kenya. Relating to the outcomes, the investigation recommended that the management of Development Financial Institutions should strengthen the means through which non-performing loans could reduce to boost the financial performance of the institutions. This can be done through critical assessment of customers’ credit worthiness to reduce the amount of loans that are non-performing in Kenya.
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Impact of board diversity on Environmental, Social and Governance disclosure in listed companies in Kenya
(Strathmore University, 2024) Saka, N. A.
The study undertaken focused on companies listed on the Nairobi Securities Exchange, to determine the impact of board diversity on ESG disclosure between the years 2018- 2022. In the 21st century, there has been a notable surge in sustainability concerns among governments, multinational corporations, public and private companies, as well as their stakeholders. Board plays a pivotal role in facilitating efficient disclosures as they embody firm’s values and connect with stakeholders. Using the Code of Corporate Governance, 2015 as a guide for board diversity variables, those that were assessed are; board age diversity, board gender diversity, board independence and board capabilities & skills, and the controlled variables; firm size, firm age and firm leverage. The empirical literature on board diversity and ESG disclosures has explored board diversity variables like independence, age, gender, and skills, but few studies have specifically identified the most crucial among these variables and this study aimed to fill this gap. Objectives included assessing the impact of board diversity practices on ESG disclosures, compliance levels with policies and regulations, and stakeholder perceptions. The study was pegged on the agency and resource dependency theories. The study adopted the positivist philosophy. The population comprised 60 NSE-listed companies, a descriptive research design was employed, where quantitative data collected through content analysis and the use of a questionnaire. Secondary data underwent panel regression analysis, while primary data was subjected to descriptive analysis. The findings of the study were that board gender diversity and board independence had a significant negative relationship with ESG whereas board capabilities and skills had a significant positive relationship. The following industries had a positive and significant relationship with ESG: banking industry, commercial industry and the construction industry and finally the years 2021 and 2022 had a positive significant relationship with ESG. Study findings will assist in developing more efficient policies to promote the disclosure of ESG activities of firms listed on the NSE and the encouragement of creation of awareness on ESG matters to stakeholders. By adding to existing literature on board diversity and ESG disclosure, the study will contribute to advancing discussions around ways in which the board attributes can be managed for efficient and effective disclosure.
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The Relationship between digital financial strategies and financial performance of microfinance banks in Kenya
(Strathmore University, 2024) Ondago, W. M.
Microfinance banks (MFBs) in Kenya play a significant intermediary role and financial inclusion of the unbanked. Despite substantial investments in technological tools and the integration of digital channels, MFBs in Kenya have experienced mixed financial performance over the last five years. This study addresses this discrepancy by investigating the relationship of digital financial strategies and financial performance. The specific objectives were to determine the effects of bank characteristics and use of digital financial strategies, to assess the perceptions of MFBs on the role of digital financial strategies on financial performance and to establish the association of digital financial strategies and financial performance of microfinance banks. Drawing upon Dynamic Capabilities Theory, Financial Intermediation Theory, and Financial Innovation Theory, this research employs a positivist philosophical approach and a mixed research design. The target population encompasses all 14 operational microfinance banks as of December 31, 2022. Both primary and secondary data were gathered, with secondary data sourced from Annual Bank Supervision Reports and audited financial statements from 2018 to 2022. Primary data was collected through structured questionnaires distributed to employees in the Finance and ICT departments of the 14 targeted microfinance banks. Data analysis involved both descriptive analysis and inferential statistics, including OLS regression analysis to generate research findings. The study results indicate that both mobile and internet banking significantly enhances the financial performance of MFBs. However, respondents identify regulatory and supervisory challenges, legacy infrastructure constraints, budgetary limitations, and difficulties in meeting rapidly evolving consumer demands as significant obstacles to the effective implementation of digital financial strategies. In conclusion, this study establishes that total assets, earnings, and credit risk of a bank exert a positive and significant influence on the adoption of digital financial strategies in MFBs in Kenya. Additionally, mobile banking, in terms of transaction value, exhibits a positive relationship with the financial performance of MFBs. The study recommends increased regulatory support from the Central Bank of Kenya and emphasizes the need for MFBs' top management to allocate more resources towards strategies that enhance the adoption and use of digital financial services. The findings of this study hold relevance for MFBs' management, policymakers, regulators, bank customers, as well as researchers and academicians alike.
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Analysis of environmental, social and governance integration and sustainable lending practices by commercial banks in Kenya
(Strathmore University, 2024) Lengewa, S. J.
The global call for sustainable development has prompted businesses and financial institutions to adopt responsible practices that balance economic growth with environmental and social concerns. In Kenya, a rapidly developing nation facing significant environmental and social challenges, the role of commercial banks in promoting sustainability has gained increasing importance. Despite its proven benefits in other parts of the globe, commercial banks in Kenya are yet to fully integrate ESG in their lending practice, begging the question why? This study sought to determine the effect of environmental integration, social integration, and governance integration on sustainable lending practices of commercial banks in Kenya. The research methodology anchored on the positivist research philosophy and employed a descriptive research design where the study used questionnaires to collect data from employees from sustainability and credit departments of the 39 commercial banks that operate in Kenya. The stakeholder theory, legitimacy theory and stewardship theory guided the study and informed the research objectives, variables, and conceptual framework. Using ordinal regression analysis, the study regressed the predictors on the outcome variable. It was established that environmental integration, social integration and governance integration had a positive significant effect on the sustainable lending practices of commercial banks in Kenya. The study concludes that there exists a significant positive relationship between environmental, social and governance integration (ESG) and sustainability lending practices of commercial banks in Kenya. It is recommended that policy makers should proactively formulate robust policies mandating commercial banks to fully integrate ESG principles into their lending practices to promote sustainability. And that bank management should enhance their ESG disclosure procedures by incorporating critical and relevant ESG components that directly impact stakeholders‘ interests and overall bank operations.
Keywords: Environmental integration, Social integration, Governance integration, commercial Banks and sustainable lending practices