Fintech lending in Kenya - an analysis of the gaps in consumer protection regulation

dc.contributor.authorNdwiga, Daisy Karimi
dc.date.accessioned2022-01-07T10:06:29Z
dc.date.available2022-01-07T10:06:29Z
dc.date.issued2021
dc.descriptionA Thesis submitted in partial fulfillment of the requirements of the Degree of Master of Laws, at Strathmore Universityen_US
dc.description.abstractTraditional banks are sufficiently regulated compared to fintech. This is both an advantage to fintech as it allows for financial inclusion but it is also a disadvantage as consumers are exposed to risks. However, if fintech lending is overregulated, it will cease to have its current advantages such as financial inclusion over banks. The overarching issue, in this case, is how far the law and regulation should go in bridging the gap. To this end, this study explores whether consumer protection in fintech lending is predicated on incorporating efficient regulations to seal the potential and existing gaps. In assessing the viable and feasibility of regulations, this thesis relies on the lessons from other jurisdictions such as South Africa and the UK that have enriched strategies capable of being adopted in regulating fintech lending in Kenya.en_US
dc.identifier.urihttp://hdl.handle.net/11071/12494
dc.language.isoenen_US
dc.publisherStrathmore Universityen_US
dc.subjectFintech lending_Kenyaen_US
dc.subjectConsumer protection regulationen_US
dc.subjectTraditional banksen_US
dc.titleFintech lending in Kenya - an analysis of the gaps in consumer protection regulationen_US
dc.typeThesisen_US
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