Factors influencing the spending and saving habits of Strathmore University students

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dc.contributor.authorKatee, P. N.
dc.date.accessioned2026-01-20T10:37:14Z
dc.date.available2026-01-20T10:37:14Z
dc.date.issued2022
dc.descriptionFull - text undergraduate research project
dc.description.abstractThis study sought to examine the different factors that influence the spending and saving behavior of students. The target population of the study was concentrated on students at Strathmore University undertaking their undergraduate courses. Purposive sampling was used to select at least one student from a different course which gave a response of 40 students from 8 courses. Data was collected through open and closed questionnaire. The test-retest reliability was done to measure the reliability of the responses. The data collected was analyzed with the use of Ms. Excel where the results were presented using graphs, tables, and pie charts. The conclusions were that the variables highlighted had a positive correlation with the students' financial behaviors. The study found that the respondents indicated that their financial background has influenced their current financial habits due to the financial knowledge gained, that most female are spenders while male are savers, that most students became more financially discipline in their second year and that their peers influenced their financial habits. The study's limitation was mainly the lack of adequate research conducted locally within the jurisdiction of Kenya and recommends further research on the topic to be conducted locally.
dc.identifier.citationKatee, P. N. (2022). Factors influencing the spending and saving habits of Strathmore University students [Strathmore University]. http://hdl.handle.net/11071/16033
dc.identifier.urihttp://hdl.handle.net/11071/16033
dc.language.isoen
dc.publisherStrathmore University
dc.titleFactors influencing the spending and saving habits of Strathmore University students
dc.typeThesis
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