BCOM Research Projects (2020)

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    Challenges facing the growth and innovation of SMEs when accessing microfinance credit facilities - case study of Nairobi Central Business District
    (Strathmore University, 2020) Kirimi, A. I.
    The objectives of this study were to determine whether SMEs in Nairobi CBD seek credit from microfinance institutions and to find out factors that limit SMEs in Nairobi CBD access to credit from microfinance institutions. This study used a structured questionnaire to collect data from 100 SME owners with businesses in Nairobi CBD who were chosen using purposive sampling. Data was analyzed using Excel and quantitative data was presented in pie charts and bar graphs. In the study it was established that there are various factors that affect access to credit by SMEs which include training, saving, innovation and growth. Challenges that SMEs faced were high interest rates, long duration of loan approvals, lack of space to operate in and market exposure and lack of grace periods accompanied by short repayment periods. It was recommended that micro finance institutions should increase number of savings accounts held by SMEs, financial institutions to act as role models to SMEs, government should encourage innovation and interest rates on credit facilities to be reduced to accommodate SMEs.
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    Corporate governance on corporate risk disclosure on listed firms in Kenya
    (Strathmore University, 2020) Barare, C. C.
    There is a growing need from investors and other stakeholders form companies to disclose more than the requirements in the annual reports so as to help in the decision making process of investments. The study therefore, empirically examines the effect of corporate governance on corporate risk disclosure in Kenya. Data was gathered from 35 listed companies in Kenya from a period of 2014-2018.Multiple regression was performed to establish the effect of corporate governance characteristics on the effects of corporate risk disclosure taking into consideration the control variable (firm size). The study provides empirical evidence that firm size and corporate risk disclosure are positively correlated while the aspects of corporate governance had different results as board independence, and gender had a positive yet insignificant relation while the board size does affect the level of CRD. The findings should be of interest to Professional accountants, academicians, policy makers and advocates of Risk disclosures. This is because more studies need to be carried out in this area of risk. This study contributes to the limited knowledge of risk disclosure by companies which is still a fairly new aspect being embraced here in Kenya.
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    Demand side factors influencing accessibility of loans by Small and Medium Enterprises from banks in Machakos County
    (Strathmore University, 2020) Masika, R.
    The purpose of carrying out this study was to carry out assess the demand side factors that influence accessibility of credit from banks in Kenya: a case study of SMEs in Machakos town. The researcher chose Machakos town due to fact that it's a prolific trading center in the country and a study conducted by Mbula in 2018 outlined that most SMEs in the town were collapsing due to limitations of funds from banks. The study sought to understand how the demand side factors influence the access to funds. The study was guided by the following objectives; determining how firms characteristics, Entrepreneur characteristics and financial characteristics influence the lending decision by banks. A descriptive research design was adopted to come up with quantifiable data through the use of questionnaires bearing both open and closed ended questions. The target population was 626 registered enterprises but the selected sample size through a stratified sampling technique was narrowed to 63 firms. The Statistical Package for Social Sciences (SPSS) version 20 was used for data analysis. The study data was analyzed for descriptive statistics (frequencies and percentages), while inferential statistics were analyzed for correlation and regression.