Application of SOA architecture in credit information sharing in Kenya
Date
2013
Authors
Odupoy, Peter T.
Journal Title
Journal ISSN
Volume Title
Publisher
Strathmore University
Abstract
The main objective of this study is to explore the use of Service Oriented
Architecture (SOA) in Credit Information Sharing in Kenya. The study sought to
analyze how service oriented architecture can be used in developing a solution for
Credit Information Sharing between Credit Reference Bureaus (CRBs), their data
providers and customers in Kenya. To establish the possible use of web services for
Credit Information Sharing (CIS) between Banks and (CRBs) in Kenya, to determine
what data is required for (CIS) and how the data is acquired by (CRBs) in Kenya, to
find out the use web services for integration of data from heterogeneous data sources
used by (CRBs) in Kenya and to validate the importance of using SOA for (CIS) by
(CRBs), Kenya.
This study adopted an applied research design. The study also used purposive
sampling in which primary data was collected from Credit managers of banks in
Kenya. Secondary data was obtained from publications from the banks. Data was
analyzed by means of content analysis. This study revealed that organizations submit
both negative and positive data to the credit reference bureau regarding their clients.
However, negative information was more than positive.
Most organizations use emails, others upload to a secure web site or use FTP
to submit information to the credit reference bureau. In addition, organizations use
spreadsheet, text file format and PDF to send information. The study also found that
organizations access individual/organization contact information, positive
information regarding the applicant, negative information regarding the applicant and
other information. The study established that information from the credit reference
bureau assist the organizations in making decisions at the beginning of the credit
approval process.
Description
Thesis submitted in partial fulfilment to the requirements of the Master of Science in Information Technology.
Keywords
SOA architecture, credit information, Credit Reference Bereaus, Kenya