Regulation of Fintech: analysis of data protection provisions aimed at protecting consumers in Kenya

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dc.contributor.authorNyawara, Delbert Ochola
dc.date.accessioned2022-09-21T09:24:39Z
dc.date.available2022-09-21T09:24:39Z
dc.date.issued2021
dc.descriptionSubmitted to the Faculty of Law in partial fulfillment of the requirements for the award of the Master of Laws (LLM), at Strathmore Universityen_US
dc.description.abstractThere is no single universal definition of financial technology (Fintech). Fintech can be defined as the delivery of monetary solutions using technology or even the integration and use of technology within finance. The use of Fintech has resulted in a shift in the mode of operation of most financial markets leading to increased opportunities and access to financial services. All the benefits of Fintech aside, Fintech has presented a huge challenge for regulators as there has been lack of clarity in regulation of Fintech leading to various risks being occasioned upon consumers. Additionally, most Fintech solutions do not integrate into the existing regulatory framework leading to more exposure of risk to its consumers, particularly posing risk in the protection of consumer data. In addition, there has been numerous attempts to generate certainty within the existing legal framework for regulation of Fintech. This has been argued to be stifling innovation. To this end, this thesis will assess the regulation of Fintech while protecting the interests of the consumer, particularly on data protection and fostering innovation by analyzing the prevailing regulatory framework in Kenya and across the region while drawing lessons from the United Kingdom on the need for the supervisory authorities to have appropriate mechanisms including investigative and corrective powers.en_US
dc.identifier.urihttp://hdl.handle.net/11071/12930
dc.language.isoenen_US
dc.publisherStrathmore Universityen_US
dc.subjectFinancial technology (Fintech)en_US
dc.subjectData protection provisionsen_US
dc.subjectConsumer protectionen_US
dc.titleRegulation of Fintech: analysis of data protection provisions aimed at protecting consumers in Kenyaen_US
dc.typeThesisen_US
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LLM Theses and Dissertations (2021)