Influence of financial regulation on financial inclusion: A case study of the fintech industry in Kenya

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dc.contributor.authorMurgor, Eileen Chepkirui;
dc.date.accessioned2022-02-04T10:46:35Z
dc.date.available2022-02-04T10:46:35Z
dc.date.issued2021
dc.descriptionSubmitted in partial fulfillment of the requirements for the Degree of Bachelor of Business Science in Financial Economics at Strathmore Universityen_US
dc.description.abstractThis study investigates the relationship between financial regulation and financial inclusion in the Kenyan fin tech sector. The possibility of either variable influencing the other is put into consideration using secondary data from a survey over the period 2018 to 2019. By employing the use of a binomial logistic regression model, the findings indicate that there is a positive relationship between financial inclusion and financial regulation. More specifically, the usage of digital loan apps and mobile money has a significant positive correlation with financial regulation. Thus, greater financial inclusion leads to increased financial regulation, which positively impacts financial stability. The practical implications of this paper are that one of the ways policymakers and the government can increase financial inclusion is through creating favourable regulatory measures that create an enabling environment but not at the expense of consumer protection.en_US
dc.identifier.urihttp://hdl.handle.net/11071/12592
dc.language.isoenen_US
dc.publisherStrathmore Universityen_US
dc.titleInfluence of financial regulation on financial inclusion: A case study of the fintech industry in Kenyaen_US
dc.typeUndergraduate Projecten_US
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