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    Mobile money: challenges and regulatory approaches to mobile payment systems

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    Date
    2016
    Author
    Owino, Charles Omondi
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    Abstract
    Mobile payment systems as their name suggests, are systems that are used to carry out financial transactions over a mobile telecommunications network. There are two main models of mobile payment systems : The Additive model -The mobile phone is simply used as a conduit for access to an existing bank account e.g. mobile banking services, which allow bank customers to access their bank accounts from their mobile phones.The Transformative model -The financial service is based entirely upon the mobile phone/ (from the user 's perspective). Examples of these include Mpesa and Airtel money, mobile payment services offered by the two leading mobile telecommunications companies -Safaricorn and Airte] Kenya.
    URI
    http://hdl.handle.net/11071/4813
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    • LLB Research Projects (2016) [66]

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