Factors influencing the growth of women groups in Kenya : a case of Kibera women groups
Stephen, Bindar Bernhard
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This study sought to assess the factors influencing the growth of women groups in Kenya. The social and dynamics factors in group lending such as age of the group, group solidarity are touted as instruments to attain favorable repayment rates. However, repayment rates vary dramatically from one program to another, suggesting an inherent instability and risks profiles for most groups are different. Typically, if one of the members default in repayments, the responsibility falls on the other members of the group to repay the remaining amount; hence the risks are fully spread to the members. This overtime has made women groups enhance due diligence and need assessments before borrowing. The objectives of the study were stated as follows; to establish the challenges of women groups in kibera affecting their growth, establish the motivation for joining a women group and to determine the factors that influence the growth of women groups in Kibera. In this research study, the descriptive research methodology was employed and a clustered random sampling procedure used to arrive at the sample groups of interest. Data was collected using structured questionnaires which were self-administered by the respondents. The resulting data was analyzed using descriptive statistics to profile the groups and regression analysis to model the relationship between the key variables.
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