BCOM Research Projects

Permanent URI for this community

http://hdl.handle.net/11071/12223

Browse

Now showing 1 - 20 of 35

The Effect of business incubators on start-ups in Nairobi
(Strathmore University, 2021) Munywoki, Mwendwa Andrew
Start-ups are the root of all organisational success and failure. This is to mean that at one point in time every single organisation was in its start-up phase, as their respective founders identified a gap in a specific market and took the opportunity to fill that gap by incorporating their ideas. It has been argued that it is in this stage that the business is either set for success of imminent failure. Successful, well-thought out start-ups act as a primary source of rejuvenation for industries as the sector goes through its life cycle. This is through the new ideas that they bring onboard, giving rise to radical or gradual innovation for the industry; both ways increase the competition as businesses battle to win over their consumers and gain advantage over all others. Those who keep up and employ adaptive measures to keep ahead, stay afloat. However, those unable or too rigid to adapt with the change brought about by these start-ups decline in relevance and eventually die out under changing consumer needs.
The Effects of financial risk management on the performance of agricultural companies listed at Nairobi Securities Exchange (NSE)
(Strathmore University, 2021) Mwangi, Lucy Wanjiku
The effects of financial risks has been one of the major challenges that companies are facing today. This is due to the changing business environment, globalization and increase in competitors among many others. The study examines the effects of financial risk management on the performance of agricultural firms listed in the Nairobi Securities Exchange. Descriptive research design was used to examine the effects of financial risk management on the performance of agricultural firms listed at the NSE. Data was collected from 10 consecutive years (2010-2019). Secondary data was collected and analyzed using descriptive statistics. Out of the six agricultural companies data from only five was obtained thus a response rate of 80%. Data was collected from annual reports and financial statements of the companies from the year 2010-2019. From the results of the descriptive statistics, liquidity risk management depicted a positive effect on the performance. The companies maintained high level of liquidity through sustainable level of current liabilities, current ratios above zero and higher levels of operating cash. This improves the level of production levels hence a higher level of net income. Credit risk management also has a positive impact on performance. From the results of descriptive statistics, the companies maintained low levels of bad debts which will reduce their provisions for bad debts. This in turn results to higher profits and a higher net income. In addition, operational risk management depicts a positive impact on performance. Higher sales to working capital ratios increases the ability of the company to generate higher level of sales from utilizing their working capital ratios. This results to higher level of income and hence higher return on equity ratios. The study concluded that companies should adopt risk managements practices that are effective in order to manage liquidity, credit and operational risk as their occurrence can negatively affect performance. In addition, the study concluded that further studies be done which will be inclusive of market risks, interest rates risk and commodity price risks.
The Effect of selected macroeconomic variables on earnings management: a case study of Co-operarive Bank of Kenya.
(Strathmore University, 2021) Mungai, Naomi Wacuka
There has been a rise in the cases of big companies losing their upward trajectory and eventually falling off the market space. Industry reports have shown that most of the big companies that were flourishing have now lost their pace and are unable to make profits let alone paying their debt as and when they fall due. This study is aimed at investigating whether the selected macroeconomic variables; interest rates, inflation and money supply have an effect on the choice by managers to manage the earnings of Co-operative Bank of Kenya. A recent study already concluded that banking institutions engage in earnings management therefore the main aim of this study is to investigate the possible effects that these selected macroeconomic variables have on earnings management in the bank. This study focused on a descriptive research design. The company the study is Co-operative Bank of Kenya that is one of the banks listed on the Nairobi Securities Exchange (NSE). This study used secondary data from the financial statements and financial reports and notes of Co-operative Bank to gather the required data. Regression modelling was used by using a regression equation to evaluate the strength of the independent variables through the multi-collinearity diagnostic test. The regression analysis of the total current accruals (constant) and the other independent variables indicated a weak relationship between the independent variables and earnings management. This concluded that there could be other factors that affect the decision of managers to manage the earnings in Co-operative Bank Limited other than the factors considered herein.
Influence of non-governmental organisation in promoting the growth of women entrepreneurial ventures in Nakuru county
(Strathmore University, 2021) Rotich, Sally Jebet
Non-governmental Organizations (NGOs) play a vital role in the socio-economic development in Kenya. They complement the government‟ efforts in providing sustainable development and funding activities in different sectors including entrepreneurship. This study sought to analyze the factors that influence the growth of women entrepreneurial ventures in Nakuru county Kenya. The specific objectives for the study were: to examine how financial support through NGOs influences the growth of women entrepreneurial ventures in Nakuru County; to investigate how digital technology influences the growth of women entrepreneurial ventures in Nakuru County; to assess how networking and mentoring through NGOs influence the growth of women entrepreneurial ventures in Nakuru County and final to examine how training and development through NGOs influence the growth of women entrepreneurial ventures in Nakuru County. The target population was made up of 50 women ventures operating in various industries in Nakuru County. The primary data was collected through a structured questionnaire and analyzed using descriptive statistics; frequencies, percentages, and mean. The results of the analysis were presented using tables and pie charts. Research findings show that the majority of the women in business in the area of study have received support from NGOs specifically financial support and training and development whereas digital technology and networking, among the factors studied, recorded a low percentage of support received from the NGOs to the women in business. The study recommended that financial institutions should have flexible lending policies and provide financial advice to women in business before the actual funding. NGOs have been encouraged to market their services, especially in rural areas to ensure people benefit from the programs they offer to entrepreneurs. Women have been encouraged to adapt to new technology and finally, to network with other women in business.
The Influence of supply chain management strategies on supply chain performance within the food and beverage industry in Kenya
(Strathmore University, 2021) Mwaura, Joan Wanjiru
This study aimed to see how supply chain management affected supply chain success in Kenya's food and beverage industry. The importance of the food and beverage industry in Kenya's economic development cannot be overstated. The market, however, is underperforming due to the fierce competition it faces from the importation of food and drinks from other countries. Previous analysis has also shown that the food and beverage industry has a long way to go before realizing the full benefits of a fully connected supply chain management scheme. Since this aspect has not been thoroughly studied, most distribution departments, for example, do not grasp precisely how supply chain management provides value for their clients. Previous studies have been conducted in various geographical areas. They have used several factors, scopes, and methodologies, resulting in a wide range of findings that, to the best of the researcher's understanding; do not contribute to analyzing supply chain management's effect on supply chain success in Kenya, necessitating the need for this analysis. The food and beverage sector was used as the target demographic in this analysis, and it was analyzed using a quantitative method. Besides, the researcher used questionnaires to gather accurate information about the company's behaviors, beliefs, and perceptions. The research used linear regression and correlation statistics to analyze the relationship between supply chain management and supply chain efficiency. The findings indicate that organizations in the food and beverage industry strive to achieve high supply chain performance levels. As was revealed by their coefficients’ magnitudes, Supply chain agility at .611 had the most negligible impact on supply chain performance. Supply chain integration at .813 had the highest impact on supply chain performance and was closely followed by supply chain collaboration at .779. The research concluded that for organizations to achieve sufficient supply chain performance levels they had to employ all the three variables analyzed in unison as initiating one and living out the others was found to have minimal impact.
Impact of capital structure on financial performance: a case study of Naivas supermarkets in Nairobi region
(Strathmore University, 2021) Wairimu, Ken Kago
Capital structure is one of the most vital topics in finance majorly on the optimal capital structure that will bring about greater financial value of a given organization. This study attempted to determine the impact of capital structure on a firm’s performance in the case of Naivas Supermarkets in Nairobi County as little research on this area had been done to private limited companies and instead most works had focused on other sectors such as the banking sector, manufacturing and construction sector, non-financial sectors as well as companies listed in the Nairobi Stock Exchange. Financial performance was be expressed in terms of Return on Assets whereas capital structure was expressed in terms of Long-Term liabilities to Total Asset ratio with size of a firm expressed as revenue being the control variable. Furthermore, this study addressed on the vital theories related to capital structure as well as what others have said on the same area as well as the gaps involved for further inquiry and future research. Descriptive statistics techniques such as mean, mode , median, kurtosis and the like as well as multi-regression tests were used to quantitatively analyze the data and found out that average size of firms measured by sales was 20.7089 whereas for profitability in form of Return On Assets and capital structure expressed in terms of Long-term liabilities to Total Assets ratio were 0.8363 and 1.1493 respectively. Long-term debt had a strong negative impact on financial performance whereas revenue had a positive impact on financial performance hence a recommendation of variety of strategies to boost up firm sales as well as minimal use of debt to finance daily operations.
The Influence of debt financing on the growth of small and medium enterprises in Nairobi County
(Strathmore University, 2022) Kamau, Victor Ndekei
Lack of sources of finance by small and medium enterprises have caused many of them to cut off their operations. This has been caused by an inability to secure any source of credit from the available financial institutions. Lately, through upcoming of different financial institutions which can offer them credit, they have been at cross-roads on which type of debt financing to choose. Therefore, this study sought to analyze the influence of debt financing on the growth of SME’s in Nairobi County. The study incorporated how short-term debt financing had influenced their growth, the influence of long-term debts towards the growth of SME’s as well as the influence of trade credit on their growth. It also applied the use of different literature in literature review through consideration of different theories such as pecking order theory, theory of the firm growth and grounding theory. The study used descriptive research design whereby the population of the study was all small and medium enterprises in Ngara market. The sample size used was based on use of Fisher’s et al (2007) formula. Data was collected through the use of questionnaires whereby the analysis was through the help of SPSS version 26 and the presentation was by use of tables with calculated means. Upon data analysis, the study concluded that short-term credits influenced the growth of SME’s in different ways based on how the owners/management configured them. The study also revealed that long-term credits had a great impact on the growth of SME’s as they were inducing them to long term payment period. Finally, it was uncovered that trade credits influenced growth of SME’s through ensuring the suppliers of the payment periods for the good supplied on credits. Therefore, the study recommends that short term credits should not be heavily relied upon by businesses as they have great implications due to their high rate of interest and short repayment period. Furthermore, long term credits should be considered due to their long period of repayment and, trade credits should not be much considered due to their high rate of risk caused by occurrences which are unexceptional to businesses operations.
The Effects of pricing and convenience on audio streaming consumption amongst private university students in Nairobi, Kenya
(Strathmore University, 2022) Narotso, Precious Veronicah
The objective of this study was to determine the pricing and convenience of audio streaming consumption amongst private university students in Nairobi, Kenya. The Theory of Planned Behaviour (TPB) and Unified Theory of Acceptance and Use of Technology (UTAUT) guided the study. Descriptive research design was adopted as thissurvey’s design. Population of this research included private university students in Nairobi. This study covered primary data from 52 respondents using an online questionnaire. The data was analysed using descriptive statistics. The study found that price and convenience are important factors when choosing the type of medium to listen to music. Students value a no-ad experience, a robust algorithm and premium features, thus paying for a streaming platform’s premium subscription. The respondents, however,did not prefer free methods of music sharing that involved extra equipment like file sharing. Due to the convenient nature of music streaming, many students opt out of pirating because the music is conveniently available on music streaming platforms with little storage space. The study also showed students are not satisfied with the price of physical mediums of music like CDs, cassette tapes and vinyls. Although students prefer listening to music on more portable devices like smartphones, they prefer listening to music at home. This study concluded that convenience and price have a positive effect on music streaming of private university students in Nairobi. The study recommends for music streaming platforms to partner up with event organisers, to make it more convenient for students to buy tickets from the platform’s app. To enhance engagement on music streaming platforms, companies should focus more on the social media aspect of listening to music, encouraging listeners to engage in friend’s music listening activity.
The Determinants of financial performance of commercial banks
(Strathmore University, 2022) Mainya, Stephanie
The main goal of every banking institution is to operate profitably to maintain stability and sustainable growth. External and internal economic environments are viewed as critical drivers for bank performance. The main purpose of this study was analyzing the determinants of financial performance of commercial banks in Kenya for a period of 5 years, starting from the year 2016 to 2020. The dependent variable under investigation was return on assets (ROA). The independent variables were Capital Adequacy, Asset Quality, Management Efficiency, Earnings Ability and Liquidity. The specific objectives of this research were to assess the relationship between capital adequacy and the financial performance of commercial banks in Kenya, to evaluate the relationship between asset quality and financial performance of commercial banks in Kenya, to establish the relationship between management efficiency and financial performance of commercial banks in Kenya, to examine the relationship between earnings ability and financial performance of commercial banks in Kenya and to evaluate the relationship between liquidity and financial performance of commercial banks in Kenya. The choice of this five-year period was based on the explosive growth of the banking sector in the country and the availability of complete data for that period. The study concentrated on the bank specific factors that affect the banks’ financial performance. In this research, the scope was all the eleven banks listed in the Nairobi securities exchange. This study adopted a descriptive research design to meet its research objectives by using panel data to fulfill the objectives. The researcher collected data on published financial statements of the eleven commercial banks listed in the Nairobi securities exchange for five years from 2016 to 2020. Data was analyzed using multiple linear regression models to show the effect of bank specific factors on financial performance of commercial banks over that period under study. The findings were presented in tables and narratives. The results showed that there was positive/negative and significant association between ROA and all the independent factors. There was a finding that earnings ability affects profitability and the financial performance of banks. The study concludes that earnings ability of the bank has the highest influence on ROA of banks. The study recommends that bank capitalization should be encouraged in all commercial banks and other financial institutions so that performance can be enhanced.
Effect of public debt on economic growth in Kenya
(Strathmore University, 2022) Omuse, Racheal Nekesa
Borrowing from the public sector is vital because it helps to bridge the resource gap between government receipts and expenditures. It is one method of funding government operations, but it is not the only one; the government can also create money to monetize its debts, eliminating the need for interest payments. As a result, public debt is one of the most important macroeconomic factors in determining a country's reputation in international markets. When people take resources and reorganize them in more productive ways, economic growth occurs. Kenya's revenue is supplemented by the export of primary commodities, as it is a developing country. In order to supplement domestic resources, successive governments have taken on massive amounts of public debt to fund National Development Plans. The objective of this study was to establish the relationship between public debt and economic growth in Kenya for the period 2010 to 2020. Data gathered in the study was estimated using descriptive statistics. Discoveries from the study suggests that external debt exerts a positive effect while domestic debt exerts a negative effect on economic growth. Based on these findings, the study suggested that policymakers should develop a sound financial plan to ensure that public debt accumulated does not overweight future generation and the government use public debt it as a last resort to finance its economy.
The Role of internal auditors’ independence in enhancing transparency and accountability in real estate companies in Kenya
(Strathmore University, 2022) Kahoro, Susan Njoki
The goal of the study was to see how the independence of the internal audit function affects transparency and accountability. Internal audit staff training, the audit committee, and enterprise risk management were used to quantify independence as an independent variable and transparency and accountability as a dependent variable. The study was guided by the agency theory, the theory of inspired confidence, and the institutional theory. A descriptive cross-sectional research design was used in this study. The analysis was based on 356 real estate businesses in Kenya. The study's sample respondents included 188 companies, with each company's chief audit officer and internal audit professionals being counted as a participant. To acquire survey data from the Kenyan real estate enterprises, a quantitative technique was employed, utilizing structured questionnaires. The proposition that the presence of an independent internal audit function in a business is positively associated with transparency and accountability was tested. According to the findings of the study, a total of 169 respondents assisted to confirm that internal audit training, the audit committee, and enterprise risk management all have a positive impact on transparency and accountability within real estate enterprises in Kenya. The audit committee, on the other hand, as part of the recommendations presented in the study, should meet with the head of internal audit at least once a year, without management present, and ensure that the head of internal audit has full access to the board chairman and the audit committee, as well as being held accountable to the audit committee, as these were noted to be lacking in a number of companies. In order to increase transparency and accountability, organizations should also emphasize the need of internal audit independence. Some of the limitations faced included the fact that respondents took an unusually long time to complete and return the questionnaire, some questionnaires had to be discarded because some respondents did not completely fill out the forms, and finally, some respondents did not participate in the data collection procedure because they did not believe the information would be used solely for academic purposes.
Factors that affect organisational commitment among generation z within Kenya urban roads authority(Kura), in Nairobi, Kenya
(Strathmore University, 2022) Karimi, Naman Linda
The concept of organisational commitment has become an integral part in assessing the employees’ loyalty to the company (Suryani, 2018). The results from Meyer and Allen’s study showed that when used efficiently companies can use this three-dimensional model(affective, continuance and normative commitment) to attain and increase organisational commitment among Generation Z (Suryani, 2018). According to Suryani, (2018), low level of commitment in an organisation leads to high level of employee turnover and hence high costs on recruitment and training new employees. The committed attitude of employees has a significant impact on improving organisational success (Rao, 2017). Committed employees set their thoughts on win-win situations. Organisational commitment is an important tool of enforcing good attitudes in the employees. This is why it is important to know how to build organisational commitment among employees within a company.
The Impact of leaders behavioural intergrity on employee performance in the information communication technology sector: the case for faiba in Kenya and Darwin TC group in the United States of America
(Strathmore University, 2022) Mbau, Nicole Wangui
The Effect of employee stock ownership plans on employee engagement: a case study of Equity Bank in Nairobi County
(Strathmore University, 2022) Kavivya, Patience Mutheu
The purpose of this research study is to examine the effects of employee stock ownership plans on employee engagement within the banking sector, specifically add equity bank. The objective of this study is to find out what impact financial incentives, training and educating employees on ESOP and management commitment on implementation of employee stock ownership plans has on employee engagement. A descriptive research design has been employed in conducting this study and to address the research questions. A quantitative approach was used to collect the data and the study comprised of employees in senior, mid management and operational levels at equity bank. The study utilized Microsoft Excel for the data analysis. The dependent variable is employee engagement and the independent variable is Employee Stock Ownership Plans. An ESOP is used to improve corporate culture, increase employee engagement, and provide additional retirement benefits to hardworking employees. They can also be an effective strategy for attracting and keeping top talent (Galvin, 2021).
Effect of internal controls on the financial performance of commercial banks listed in the NSE and licensed by the CBK
(Strathmore University, 2022) Odhiambo, Camila Adhiambo
The effectiveness of internal controls should be of major importance to every firm due to the fact that the duty of internal controls involves prevention, detection of fraud and lastly, in a firm internal control can help in improving operational efficiency by improving the accuracy and timeliness of financial reporting. For the purpose of this study, the researcher looked to establish the effect of internal controls on the financial performance of commercial banks listed in the NSE and licensed by the CBK. Internal control was considered from the perspective of risk management, control environment, control activities, information and communication and monitoring. This study used primary data. The primary data was collected through administration of a five-point Likert questionnaire by the researcher. Descriptive statistics was used for data analysis in terms of mean and standard deviation Data was then presented by use of tables for easier understanding and interpretation. In addition, data was analyzed by the use of SPSS. From the findings of this study, it was concluded that risk management, control environment, control activities, information and communication and monitoring have a positive relationship with financial performance. This outcome aided the researcher to attain his objectives which were; to examine the effect of risk management on the financial performance of commercial banks listed in the NSE and licensed by the CBK, to establish the effect of control activities on the financial performance of commercial banks listed in the NSE and licensed by the CBK, to assess the effect of monitoring on the financial performance of commercial banks listed in the NSE and licensed by the CBK, to determine the effect of information and communication on the financial performance of commercial banks listed in the NSE and licensed by the CBK and lastly, to establish the effect of control environment on the financial performance of commercial banks listed in the NSE and licensed by the CBK.
An Evaluation of the effect of macroeconomic factors on the returns of the real estate market in Nairobi
(Strathmore University, 2022) Gichuru, Alex Mwangi
Kenya's real estate sector has undergone a boom that began in the mid to late 2000s as the property market adapted to growing demand. Nairobi was named the fastest-growing real estate market in the world by real estate management firm Knight Frank in its 2012 Wealth Report, outperforming cities like Miami. Since 2000, property values have climbed 4.44 times. The real estate sector is pivotal to the development of any home nation. Property prices, in specific, are affected by changes in macroeconomic variables for example GDP, interest rates, inflation, money supply and unemployment. Kenya's real estate market is growing swiftly in comparison to other African emerging countries, despite high inflation, high unemployment, high interest rate volatility, and other economic obstacles. The study sought to evaluate the effect of macroeconomic factors on the returns of the real estate market in Nairobi, Kenya. Specifically, the study sought to examine the effect of inflation on the returns in the real estate market in Nairobi; to evaluate the effect of GDP on the returns in the real estate market in Nairobi; to assess the effect of interest rates on the returns in the real estate market in Nairobi and to establish the effect of money supply on the returns in the real estate market in Nairobi. The study included household income as a moderator variable. The study was anchored on the modern portfolio theory as well as the arbitrage pricing theory. A descriptive research design was used in the study. Secondary data from the Central Bank of Kenya, KNBS and Hass Consult Index was used. The study found that interest rate and property rates were positively and significantly related (β=0.692, P=0.007) and that money supply has a positive and significant effect on property prices (β=0.321, P=0.000). Also, economic growth (GDP) was positively and significantly related to property prices (β=0.326, P=0.015). In addition, inflation was found to have a positive and significant effect on property prices in Nairobi (β=0.298, P=0.004). Finally, household income was positively and significantly associated with property prices in Nairobi (β=0.285, P=0.008). The research study concluded that inflation, GDP, interest rates, money supply and household income all have a positive and significant effect on the returns of the real estate market in Nairobi.
Impact of recruitment and selection practices on organization performance in equity bank Nairobi
(Strathmore University, 2022) Amani, Abigael Adisa
The research paper entitled Impact of Recruitment and Selection strategies on organizational performance has been prepared to put a light the policies and tactics for recruiting and selecting employees that enable a company to compete with its competitors. The goal of this study is to look into the role that effective recruitment and selection practices have had in ensuring that commercial banks in Nairobi achieve excellent organizational performance. The researcher will analyse the impact of these practices on the performance of Equity Bank in Nairobi county Kenya. This research will be conducted using descriptive cross-sectional design. The research was directed by four objectives namely, to examine the impact of recruitment and selection practices in the organization’s performance, to examine the effect of use of advertising as a recruitment practice on organizational performance, to examine the effect of employee referrals as a recruitment practice on organizational performance, to examine the effect of assessment tests as a selection practice on the organization’s performance. The study will rely on the Resource based view theory that shows there is a relationship between recruitment and selection process and the organisation’s performance. The study also relies on the Human Capital theory which shows how important of an asset the employees are to the organization and how focus should be on the implementation of effective recruitment and selection strategies. The results of this study will show that employee performance, as well as selection and recruitment procedures play a substantial effect in organizational success.
Impact of covid-19 pandemic on the adoption of mobile banking Among micro and small enterprises in Nairobi central business district
(Strathmore University, 2022) Patel, Amay Kumar Narendra Bhai
The Covid-19 pandemic affected the normal way of business operations requiring changes to be incorporated to sustain and run the businesses efficiently. One such change was the mode of financial transaction as the pandemic was seen to be influenced by the contact made with the physical modes of payment. Hence there was the proposed use of mobile banking as a more secure way of making and receiving payments. From prior studies on the factors affecting the adoption of mobile banking various factors like ease of use, security and more come to be explained. However, there is need to study the impact the Covid-19 pandemic had on the adoption of the same. This study was undertaken to explain the impact the pandemic had on the adoption of mobile banking among the micro and small enterprises in the Nairobi central business district. The study used stratified random sampling to collect data using questionnaires administered over the internet from the micro and small enterprises in the Nairobi central business district. This was done by a selection of a sample size of 60 micro and small enterprises across various six sectors widely used to classify the micro and small enterprises. From the research it was concluded that indeed Covid-19 pandemic as a factor contributed greatly to the adoption or increased usage of mobile banking among the micro and small enterprises after the pandemic set. This was mainly to avoid contact with the physical modes of payment which were seen as ways through which the virus causing the pandemic spread. The respondents believed the technology was vital and will remain a vital force in the normal business operations post the pandemic also.
An Investigation into the extent to which the GIG economy has contributed to employment opportunities among the young people in Nairobi
(Strathmore University, 2022) Okeyo, Melanie Dranny
As much as the gig economy is creating job opportunities and significantly impacting the life of the unemployed youth there is little research on this area. This lack of knowledge limits the investment in the development and growth of the gig economy. This project, therefore, seeks to investigate the extent to which the gig economy has contributed to employment opportunities among young people in Nairobi. Data was collected using a google questionnaire and convenience sampling was used to get the respondents. Descriptive statistics like mean and percentages were used to analyze the data and Microsoft Excel was used in data analysis. The study concluded that they have benefited financially from the gig economy. Respondents also noted that they have benefited professionally from the gig economy. The study also established that respondents have gained considerable employment opportunities from the gig economy. On the second objective, the study established that most respondents have access to a stable internet service. respondents spend a significant amount of time on the internet, and they have access to a smartphone. The study concluded that respondents are critical thinkers, they have a firm sense of direction, and have good communication skills. Lastly, the study concluded that they have flexible working conditions through the gig economy. Respondents have access to new revenue opportunities through the gig economy. The study recommends that existing information on the existing and predicted condition of the continent's gig economy should be utilized by governments and policymakers to develop laws, strategies, and infrastructure to help this business succeed and drastically reduce unemployment on the continent. Benefits, income security measures, and training and credentials are all issues that must be addressed by enhancing present labor laws and regulations on social protection, fair job opportunities, and labor standards for gig workers. The findings of this study are limited to some extent in relation to the sampling frame specifically, data was collected from young people in Nairobi only. A greater source of variance, the generalizability of the findings is still limited as other young people from other areas are not represented. A study should also be conducted with different objectives other than the ones investigated in this study. This will increase the body of knowledge and literature on the extent to which the gig economy has contributed to employment opportunities among young people.
Effects of digital credit on the financial health of youth in Nairobi
(Strathmore University, 2022) Wang’ombe, Jesse Ruga
Digital credit has within the last seven years become the main channel through which the majority of Kenyans acquire loans. Its rapid adoption has brought with it several positive and negative unintended outcomes such as increased default rates and negative listings on the Credit Reference Bureau. Furthermore, the largest user segment of digital credit is the youth. This study seeks to assess whether digital credit impacts the financial health of the youth in Nairobi. The study has four primary objectives. These are to evaluate the effect of digital credit on the rate and amount of savings of youth in Nairobi, to assess the effect of digital credit on the rate of borrowing among the youth in Nairobi, to examine the effect of digital credit on the rate of defaults among youth in Nairobi and to assess the utilisation of digital credit by the youth in Nairobi. The study utilised a questionnaire to get primary data to assess the effect of digital credit on the financial health of the youth in Kenya. The questionnaire was disbursed electronically. The study found that there was no significant effect of digital credit on the financial health of youth in Nairobi as measured by the savings and borrowings metrics.

Browse

Browsing BCOM Research Projects by Issue Date

Results Per Page

Sort Options